Pet Cost Calculator
Dogs cost $15,000–$55,000 over a lifetime. Cats $8,000–$25,000. See the year-one setup cost, annual recurring expenses, and full lifetime total — including the vet bills most new pet owners don't budget for.
Your Pet
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Care Level
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Year-One Cost
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including setup costs
Data sources & methodology: APPA National Pet Owners Survey 2024. Veterinary costs from AVMA & VPI Pet Insurance actuarial data. Food costs from PetFoodIndustry.com 2024 pricing. Lifetime calculated from breed-average lifespan minus current age. Emergency vet cost amortized as annual reserve. Disclaimer →